Individual 401k
A financial advisor can provide expert guidance on the investment options within your 401(k) plan. They can help you understand the risk and return characteristics of different assets and assist in building a diversified portfolio that aligns with your risk tolerance and investment goals.
Maximizing Employer Contribution
We can help ensure you're contributing enough to take full advantage of any employer match, which is essentially free money towards your retirement savings.
Tax Planning
We can assist with strategies to optimize your tax situation. This includes deciding between traditional and Roth 401(k) contributions and planning for tax-efficient withdrawals in retirement.
Monitoring and Rebalancing
Financial markets and your personal circumstances change over time. We can monitor your 401(k) and suggest adjustments as needed to keep your retirement plan on track.
Avoiding Common Pitfalls
People are sometimes either too conservative or too aggressive in their investment choices, not rebalancing, or making impulsive decisions based on market fluctuations. We can provide the discipline to avoid these pitfalls.
